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Know Your Limits

Although your property policy offers a wide range of coverage to protect your home and property, it also contains conditions that will restrict or limit coverage.

How to Safely Use Your Wood Burning Fireplace This Winter

If you’re using a wood or pellet stove, you’ll want to do some additional research so you’re familiar with how operate it safely. Otherwise, here’s everything you need to know to safely enjoy your wood burning fireplace and stay warm during the next polar vortex.

Careful Planning Is the Foundation to a Successful Build

More often in new custom home construction, we are seeing homeowners assuming the role of the general contractor and using the savings towards upgrades on their homes.

Protect The Environment And Yourself

Environmental insurance products date back to the 1980’s, and they were designed to protect industries that generated or transported waste and contaminants. The policies primarily covered offsite contaminations.

Getting Back To Business

You just had a major fire at your business and now your doors are closed indefinitely. While your property policy will cover the costs to repair or replace your building, equipment and materials, you worry that your business won’t survive for very long as you still have expenses to pay but no steady income.

That Extra Drink You Serve Can Be Costly

It’s summertime and the sun is shining; it’s the perfect conditions for a backyard party or barbeque.

Mortgages, Loans and Your Insurance

When you arrange a mortgage or loan, the financial institution’s name is added to your insurance policy in order to protect their interest.

Tougher Rules Coming for Distracted Driving

The Ontario Government is hoping that drivers will fully understand the dangers of distracted driving when they role out new, tougher laws effective January 1, 2019 including larger fines and new licence suspensions.

Why did my insurance company cancel my policy?

Insurance policies can be cancelled for a variety of reasons, either by the customer or their insurer, depending on the circumstances. If you’re wondering why your policy may have been cancelled or how you can prevent a policy cancellation, take a look at the top three reasons why an insurance company might need to cancel your coverage.

What to do after a hit and run collision

When you’re involved in a collision and the other driver leaves the scene, it’s called a “hit and run.” Whether you were in your vehicle when it was hit or someone dented it in the parking lot when you weren’t around, we’re here to make sure you know what to do next and what will happen if you make an insurance claim.

Plugging Into Renewable Energy

Renewable energy sounds like a great way to make some extra money and a way to reduce your monthly hydro bill – but what are the insurance implications?

While homeowners policies specifically exclude income opportunities, your insurance company may insure renewable energy by way of an endorsement.

What is “Additional Living Expenses” coverage?

Your home insurance policy can protect you from so much more than physical damage to your property and liability claims. Additional Living Expenses coverage is included in most home insurance, condo insurance, and tenant insurance policies.

Insurance to Value is a Must

Your home will likely be your largest financial investment and you want to ensure it’s fully protected should it ever be damaged or destroyed by fire, extreme weather or any other peril.

Water Damage – Are You Covered?

Communities across Canada are experiencing more extreme weather conditions than ever before and seeing a rise in damaging wind and rain-related storms.

Liability Insurance for Small Businesses

According to the Ontario Ministry of Labour, 95% of Ontario’s employers are small businesses and they employ 28% of the workers in Ontario.

Collector Vehicles

A collector vehicle is at least 15 years old and, as the name suggests, is considered collectable within the hobby. To be collectable, a vehicle should be worth preserving and it should also attract an interest when being sold.

Getting Your Cottage Ready for a Season of Fun

Despite the fact that cool wintry temperatures are holding on tight, many of us are counting the days until we can hit the road and head for the cottage.

Protecting You and Your RV This Summer

With spring in the air, Recreational Vehicle (RV) enthusiasts and wannabe owners start dreaming of summer road trips.

Ultimate Road Trip – Part 2

Now that winter has arrived in Ontario, Canadians are forging ahead with their preparations for travelling south. An estimated one million Canadians escape the cold every year by heading south for extended periods of time.

Ultimate Road Trip – Part 1

How to Prepare for the Ultimate Road Trip. Pack the car and hit the road. Destination unknown.

Vacant Dwellings: How to Secure Your Home and Maintain Your Insurance Coverage

>Whether you’re on vacation, in the process of selling a home you’ve moved out of, or absent due to a hospital stay, you probably assume your home insurance policy will have you covered should anything happen.

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