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Save the Stress: Hot Water Tanks 101

Hot water tank disasters can sneak up on you if they’re not monitored for signs of wear and tear. It’s important to keep an eye on yours so you can fix any issues before they become too serious.

What’s the difference between replacement cost and actual cash value?

“Replacement cost” and “actual cash value” are two of the most common calculations insurers use to determine the amount a customer will receive if they make a home insurance claim or a car insurance claim. What’s the difference between them, and which applies when you make a claim?

Should I buy a condo, home, or tenant insurance policy for my condominium?

If you’re moving into a condominium, there are some scenarios where you may need to purchase a home or tenant insurance policy for your condo instead of a condo policy. Here’s how to quickly determine which type of insurance policy to buy when you’re moving into a condo.

A clever and simple way to save a cyclist’s life

With nicer weather coming, there will be more cyclists on our streets and roads. For a cyclist, getting “doored” by a car door is a very frightening reality.

6 Times You Should Call Your Insurance Broker

When you first sign a new home insurance policy, it will reflect the specific needs you have at that time in your life. When that renewal package arrives, it’s a good check point to reflect on the things in your life that may have changed in the past year that could affect your insurance needs.

How to prevent collisions with animals — and what to do when it’s too late

Thousands of animal-related collisions happen across the country every year. Learn how to prevent a collision with an animal before it happens, how to minimize injuries and damage to your vehicle if you can’t avoid a collision, and what to do if you’ve hit an animal.

How are home insurance premiums calculated?

Whether you just bought a new home and you’re shopping for home insurance, or you just received your renewal notice in the mail, you may be wondering how home insurance companies determine the amount you’ll have to pay for coverage. Let us break it down for you.